Credit analyst with responsibility for Agri & Food customers in Business Banking

Job ID: 6565

Credit analyst with responsibility for Agri & Food customers in Business Banking (permanent position)

We are looking for a Credit Analyst with strong analytical skills who can conduct and communicate the credit risk of customers within the Special Industry Agri & Food. We operate in close cooperation, and as a team, with  relationship managers and decision makers to give our customers a great experience, while at the same time, we manage the risks in line with Nordea's credit policy and strategy. Your work will be a vital part of the credit process.

About our team

Meet the Credit, Rating & ESG Analysis team. Our role is to assess credit risk and identify potential warning indicators early, to ensure no surprises when it comes to losses on individual customer engagements across traditional corporates.

We are part of a Nordic team, Credit Risk & ESG Analysis, consisting of 320 employees organized within Group Credit Management – of which almost 60 are located in Denmark. We are happy to educate and support our new colleagues, and we base the collaboration on a good tone and interest in each other.

Collaboration. Ownership. Passion. Courage. These are the values that guide us in how we work and how we make decisions – and that we imagine you share with us.

What you’ll be doing

Main responsibilities in this role:

• You will be responsible for a portfolio of customers within Agri & Food, where you assess the credit risk on the individual customer on an ongoing basis and not least, when new deals are made. The size of the portfolio depends on the customer segment you cover.
• The risk is evaluated on a micro level (by customers) and not on an aggregated level for a large population of customers. You are not alone about the task – we work as a team with sparring and support. Your responsibilities will more specifically include:
• Assess credit risk on specific customers
• Provide high-quality analytics that contribute to an efficient credit process and great customer experiences
• Identify warning signs early in the process to create the right credit strategy in collaboration with the value chain
• Analyze customer needs and provide input to the relationship manager to support the sale
• Work closely with the internal value chain, such as relationship managers and decision-makers
• Contribute to the team's continuous development

Who you are 

This is the right role for you if you have strong financial analytical skills and are motivated by engaging actively in the credit process. You must be able to work individually, and at the same time ensure close collaboration in the team. If you enjoy challenges and strive for personal and professional development, we have plenty to offer. We are looking for a team member working full-time.

Your background and skills include:

• Strong analytical skills in general, and especially within financial analysis and corporate strategy
• Ability to identify, where to put your effort in the analysis (seeing the bigger picture)
• A bachelor's degree or higher level of education within finance - and/or relevant banking background
• Strong communication skills in Danish and English in writing and orally

It would be ideal if you also:

• Have a positive mindset
• Relate easily with stakeholders

What we offer

People come here when they want to get somewhere. For some, it’s to take their career to the next level. For others, it’s to break new ground within their area of expertise – in other words, with us, you will always move forward.

A culture that fosters performance and growth in one of the largest Nordic banks, offering various opportunities to evolve, develop and learn from brilliant colleagues with diverse backgrounds in a vibrant working environment.

Hybrid working model – we believe in the value of bringing people together and at the same time we embrace the freedom of flexibility.

Diversity and inclusion are a natural part of our daily work. We know that an inclusive workplace is a sustainable one. We genuinely believe that our diverse backgrounds, experiences, characteristics and traits make us stronger together. Every day we strive to find new ways to improve diversity and inclusion within our community e.g. we have signed the European Diversity Charters in the countries where we operate to show our commitment and engage with others to continue learning and improving.

If this sounds like you, get in touch!